Toast POS hidden fees

Hidden Costs of Toast POS: What They Don't Tell You

Uncover the fees Toast doesn't advertise and what they actually cost you per year.

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Toast's Pricing Isn't as Simple as It Looks

Toast markets itself as an affordable restaurant POS, but many owners are shocked when they see their actual monthly costs. Between processing fees, hardware payments, and premium add-ons, Toast can cost 3–5x more than advertised.

Hidden Cost #1: Processing Fees

Toast charges 2.49% + $0.15 per transaction on their standard plan. For a restaurant doing $50,000/month in card sales, that's $1,320/month—$15,840/year—just in processing fees.

By comparison, SkyTab's dual pricing model reduces your effective processing cost to 0%. That $15,840 stays in your bank account.

Hidden Cost #2: Hardware Markup

Toast's hardware starts at $799 for a basic terminal and goes up to $1,800+ for a full setup. And if you choose their "free" hardware plan, you're locked into higher processing fees that cost more in the long run.

SkyTab provides commercial-grade hardware at no cost—no lease, no financing, no inflated processing fees to cover it.

Get a custom savings estimate

See how much you could save with SkyTab.

Hidden Cost #3: Add-On Modules

Online ordering, loyalty programs, email marketing, and advanced reporting are all extra charges on Toast. Each module adds $50–$100/month to your bill. Those features are included standard with SkyTab.

Hidden Cost #4: Long-Term Contracts

Toast's financing agreements and hardware leases often lock you in for 2–3 years. Early termination fees can run into thousands of dollars. SkyTab operates month-to-month—no contracts, no exit fees.

The Real Cost Comparison

When you add up monthly fees ($165+), processing fees ($1,320/month), and hardware costs, Toast can cost a restaurant over $20,000/year
SkyTab's all-in cost with zero processing fees is under $5,000/year for most restaurants

Ready to see the real numbers for your restaurant? Get a free cost comparison with a SkyTab demo.

Get a custom savings estimate

See how much you could save with SkyTab.

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