SkyTab vs. Toast

SkyTab vs Toast: Which Restaurant POS Actually Saves You Money?

Toast is one of the most popular restaurant POS systems in America. But popular doesn't always mean affordable. Below, we compare SkyTab and Toast on the things that matter most to restaurant owners: monthly cost, processing fees, hardware, features, support, and contract terms.

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Why Switch from Toast

5 reasons restaurants are switching

1

The Real Cost Difference

Toast's pricing looks simple on the surface. Their Starter Kit advertises $0/month. Their Point of Sale plan starts at $69/month. But according to multiple independent sources, the true monthly cost for most single-location restaurants using Toast typically falls between $150 and $500/month for software and add-ons alone—before processing fees.

2

Features: What's Included vs. What Costs Extra

SkyTab: Everything is included in $29.99/month — online ordering (commission-free), reservations and waitlist management, kitchen display system, labor management and scheduling, reporting and analytics via Lighthouse, contactless QR ordering, mobile handheld ordering, menu management with multi-channel sync, and 100+ third-party integrations.

3

Hardware: Free vs. Proprietary

SkyTab provides hardware at no cost as part of your subscription. This includes POS terminals, kitchen display screens, and handheld devices (SkyTab Mobile and SkyTab Glass). All hardware comes with a lifetime warranty—if a device fails, it's replaced at no charge.

4

Customer Support

SkyTab offers 24/7 phone support in both English and Spanish at no additional cost, along with dedicated local account managers and remote device access for troubleshooting. Every SkyTab customer is assigned a local support team.

5

Contracts: Locked In or Free to Leave?

SkyTab does not require long-term contracts. There are no early termination fees. If the system isn't right for your restaurant, you can leave without financial penalty.

SkyTab vs Toast at a Glance

Feature-by-feature breakdown

Monthly Software Fee

SkyTab

$29.99/mo (all features included)

Toast

$0–$69+/mo base; most pay $150–$300/mo with add-ons

Processing Fees

SkyTab

0% with Dual Pricing program

Toast

2.49%–2.99% + $0.15 (in-person); 3.50% + $0.15 (online)

Hardware Cost

SkyTab

Free (included with subscription)

Toast

$799–$1,034+ per terminal; or $0 upfront with higher fees

Hardware Warranty

SkyTab

Lifetime warranty included

Toast

1-year standard; extended warranty extra

Online Ordering

SkyTab

Included, commission-free

Toast

Available; typically $50–$75+/mo add-on

Reservations

SkyTab

Included, no per-cover fees

Toast

Not built-in; third-party integration needed

Kitchen Display System

SkyTab

Included

Toast

Typically $25/mo per screen add-on

Employee Scheduling

SkyTab

Included

Toast

Typically $50+/mo add-on or third-party

Contract Length

SkyTab

No long-term contracts

Toast

Typically 2–3 year contracts

Early Termination Fee

SkyTab

None

Toast

Remaining balance on hardware + potential fees

Choose Your Processor

SkyTab

Shift4 integrated processing

Toast

Toast processing required (no outside processors)

Support

SkyTab

24/7 phone, bilingual (EN/ES)

Toast

24/7 phone and web messaging

Based on publicly available pricing from Toast's website, NerdWallet, Merchant Maverick, and POSUSA as of February 2026. Toast pricing is customized per restaurant; actual costs may vary.

Sources & References

  1. Toast Pricing Page
  2. Toast Processing Rates
  3. Toast Hardware Costs
  4. SkyTab Pricing
  5. SkyTab Savings Calculator

Competitor pricing sourced from publicly available pages and may change.

Real Cost Scenario

A full-service restaurant doing $40,000/month in card sales:

SkyTab POS

~$360/year (software) + $0 processing with Dual Pricing = ~$360/year total

Toast

~$2,400–$6,000/year (software + add-ons) + ~$12,000–$15,000/year (processing at 2.49%–3.09%) = ~$14,400–$21,000/year total

Potential annual savings:

$14,000–$20,000+

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Deep Dive

What you need to know

Toast's pricing looks simple on the surface. Their Starter Kit advertises $0/month. Their Point of Sale plan starts at $69/month. But according to multiple independent sources, the true monthly cost for most single-location restaurants using Toast typically falls between $150 and $500/month for software and add-ons alone—before processing fees.

Processing fees are where the gap widens significantly. Toast's publicly listed in-person processing rate starts at 2.49% + $0.15 per transaction on their paid plan, or 2.99%–3.09% + $0.15 on the Starter Kit. For online orders, the published rate is 3.50% + $0.15.

SkyTab's approach is fundamentally different. With the Dual Pricing program, your effective processing cost can be reduced to 0%. The monthly software fee is $29.99—and that includes online ordering, reservations, KDS, labor management, and reporting. There are no add-on fees for core features.

SkyTab: Everything is included in $29.99/month — online ordering (commission-free), reservations and waitlist management, kitchen display system, labor management and scheduling, reporting and analytics via Lighthouse, contactless QR ordering, mobile handheld ordering, menu management with multi-channel sync, and 100+ third-party integrations.

Toast: Core POS starts at $69/month, but key features are typically additional. According to publicly available pricing guides and third-party reviews, Toast's add-on features—such as online ordering, loyalty programs, email marketing, gift cards, payroll, and advanced scheduling—each carry separate monthly fees. Multiple sources report that restaurants commonly add $100–$300/month in add-ons on top of the base subscription.

SkyTab provides hardware at no cost as part of your subscription. This includes POS terminals, kitchen display screens, and handheld devices (SkyTab Mobile and SkyTab Glass). All hardware comes with a lifetime warranty—if a device fails, it's replaced at no charge.

Toast uses proprietary hardware that, according to their public pricing page and third-party sources, typically costs $799–$1,034+ per terminal when purchased upfront. Importantly, Toast hardware only works with Toast—if you switch POS providers, the hardware cannot be repurposed.

SkyTab offers 24/7 phone support in both English and Spanish at no additional cost, along with dedicated local account managers and remote device access for troubleshooting. Every SkyTab customer is assigned a local support team.

Toast also offers 24/7 support via phone and web messaging, included with all plans. Toast's support is English-language and handled through their centralized support team. Multiple review sources note that Toast's support quality can vary.

SkyTab does not require long-term contracts. There are no early termination fees. If the system isn't right for your restaurant, you can leave without financial penalty.

According to multiple third-party sources, Toast typically requires 2–3 year contracts. Early termination may result in fees covering the remaining hardware balance and potential software fees. Toast's contracts also auto-renew, and their merchant agreement allows processing rate increases with 30 days' written notice.

The Bottom Line

The decision depends on your priorities.

Choose Toast if:

You value a large ecosystem of integrations, are comfortable with higher monthly costs, and want a well-known brand name. Toast has deep market penetration and a wide feature set that can be customized for complex operations.

Choose SkyTab if:

You want to dramatically reduce your monthly POS costs, you prefer transparent pricing with everything included, you want free hardware with a lifetime warranty, and you prefer the flexibility of no long-term contracts. SkyTab is particularly compelling for restaurants that want to eliminate processing fees through the Dual Pricing program.

Frequently Asked Questions

Based on publicly available pricing, SkyTab's $29.99/month flat fee with 0% processing (via Dual Pricing) is significantly less expensive than Toast's typical total monthly cost, which independent sources estimate at $150–$500+/month for software plus 2.49–2.99% in processing fees. Actual savings depend on your restaurant's volume and Toast contract terms.
Yes. SkyTab's onboarding team handles the transition, including menu setup, hardware installation, and staff training. Many restaurants complete the switch within a few days. If you are under a Toast contract, you should review your early termination terms before switching.
SkyTab includes the core features most restaurants need: POS, online ordering, reservations, KDS, labor management, reporting, and 100+ integrations. Toast has a larger marketplace of add-on apps and has been in the market longer. We recommend booking a demo to see if SkyTab's feature set meets your specific needs.
Yes. Qualifying restaurants can receive up to $5,000 in cashback when they switch to SkyTab. Terms and eligibility apply—ask about the offer during your free demo.
Toast hardware is proprietary and only works with Toast's software. If you switch to SkyTab, your Toast terminals cannot be repurposed. SkyTab provides all new hardware at no cost, so there's no additional hardware investment required to make the switch.

Ready to See How Much You'd Save by Switching from Toast?

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